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How Do You Know If You’re Ready To Build A New Home?

Categories: Home Buying Guide | Posted: April 27, 2018 | Comments Off on How Do You Know If You’re Ready To Build A New Home?

Building a new home can be a great process that ends with exactly what you’re dreaming of for you and your family. To help you start the thinking process, take a look at some of these key indicators you might just be getting the bug to build:

• You’re driving around on weekends looking at lots and new construction coming out of the ground. Deciding where you want to build and getting a feel for the neighborhood is a great way to narrow the focus. Pay attention to home design, square footage and the location that’s best for what’s important to you and your family.

• You’ve crunched the numbers. Home ownership can actually be much less expensive than renting (especially with the high rents we’re seeing in middle Tennessee these days!), plus it’s also true that a new home can be built for the same price as a pre-owned home. Start putting pencil to paper—or fingers to calculator—to get some clarity on the financial side.

• You’re Googling neighborhoods and looking at blog posts like this one that talks about the new home construction process. That’s great! You’re doing your homework, which is key. The more you know, the better the process of building is going to be.

• You want new. Some people prefer a new home, with everything brand spanking clean and fresh, just waiting for you and your family. It’s true that there are fewer surprises with a brand new home, and watching it go up will help you know what’s there, from the foundation up.

• You’re on Pinterest building boards like never before. It’s really fun to dream about applying your own taste, ideas and design to a blank slate. If you’re dreaming of this type of creative collaboration, it could be a sign you’re ready to build.

• You’re hearing friends talk about building. A lot of people build at least one home, and often more, in their lifetimes. It’s a learning process and can be very rewarding with the right builder and good partners like a helpful mortgage broker and real estate agent.

If you’d like to sit down and explore the idea of building a new home, we’d love to do that with you. Please give us a call, text or send us an email and let’s have coffee!


Checklist for First-time Home Buyers

Categories: Home Buying Guide, News | Posted: April 12, 2018 | Comments Off on Checklist for First-time Home Buyers

Buying your first home is both an exciting and a nerve-wracking process, so make it easier on yourself by doing some thinking and planning ahead of time.

Here are some key aspects to consider when buying your first home:

• Define your ideal home. Look at location, size, and style that fit the needs of you and your family.Young couple discussion plans with an agent

• How much do you want to spend? Clearly, a new home is one of the biggest investments you’ll make, and it will require a significant portion of your monthly income. Give this some good thought.

• How much can you afford? Your mortgage lender will also help you determine this answer.

• Plan for unexpected expenses. Things will come up, so think about setting aside a percentage for surprises.

• Check your credit score. Lending institutions look at credit scores, so check yours early. If you see any issues, work to get those cleared up.

• Ask questions about a good mortgage lender. This professional can be a great resource and partner throughout the process and can help cut down on the stress on the financial side. Ask for referrals and talk to several before you make a decision.

• Save up for a down payment. You’ll need cash to put a down payment on your home, and how much depends on multiple factors. It’s always good to have a little extra set aside, so it’s never too early to start saving.

Young Couple Reviewing Plans With A Realtor• Find a good real estate agent. This individual, along with the mortgage lender, is another key partner for you in the process and can help answer many of the dozens of questions you’re going to have. Rely on them.

• Don’t forget closing costs. This will be a factor in your cash savings, so get an idea of this and start saving.

• Create a system to track your paperwork. Keeping yourself organized will help you pinpoint what you need quickly and reduce your stress throughout the process.

We’d love to be a resource for you as well as you start thinking about and planning for your first new home. Give us a call anytime, and we’ll be glad to start the conversation!


Top 10 Questions to Ask Your New Home Builder

Categories: Home Buying Guide | Posted: April 6, 2018 | Comments Off on Top 10 Questions to Ask Your New Home Builder

It’s a good idea to formulate a list of questions as you work on selecting a builder for your new home. Here are a few to get your thinking started.

•  Why are you the best builder for me? Asking this question will stimulate good conversation about your builder’s strengths, and should stimulate some good questions from your builder about your wants and needs. Hiring the right builder is the most important decision you’re going to make, so choose wisely.

• What’s the process for building a home? This is a key question to talk about with your builder. You’ll want to get a general overview of what will happen over the next weeks and months because building a custom home is a long process, and it’s going to require a time commitment from you.

• What is my role going to be throughout the construction process? Get some ideas from your builder about what will be required from you regarding design selections and turnaround time. The process will move slower at times and faster at others, so it’s good to be thinking ahead.

• What will be the communication process between you and me? I can’t overstate how important this is. Lack of communication leads to a host of problems, perceived and otherwise. Will you talk once a week, regardless? Will your conference call or email? Understand the parameters and intent from the start.

• Should we hire an interior designer? This is a critical question to discuss fully with your builder. A great designer can be an excellent partner with you and your builder throughout the process, and can greatly reduce the time constraints on you. Of course, it’s an additional cost, so get clear about roles and responsibilities early.

• What style and size will work best for you and your family? Often, size is driven by where you build, but think about whether you want the largest home or the smallest home in your area or neighborhood? Also, style of home is a practical matter that takes your tastes into consideration, not to mention repurposing the furniture and possessions you already have!

• How will we handle mistakes during the process? These may be mistakes you make in terms of design selection or potential mistakes you identify by the builder. What’s going to happen when this happens? Good to have an idea on the front end.

• What can you afford? How will you handle decisions that change the total cost? Clearly, how much money you are spending on possibly your largest investment in your life is a key consideration. Often, what starts out as “the price” ends up being larger. What’s the best way to handle this? Talk with your builder and get that person’s advice about this important consideration.

• How long will the construction process take? What can and will cause delays? You’ll need to have a pretty good idea from the beginning about a target move-in date, but be ready for delays.

• Is there a better time of year to start a home build to get it done faster? Weather, as you know, is always a factor. Learn what might work best for you and your builder’s situation.

We’d love to be the builder of your next new home, and love sitting down with people to see what might be possible. Give us a call anytime!

Learn about our construction process online at


10 Reasons Building a New Home Provides More Value

Categories: Home Buying Guide, New Homes, Uncategorized | Posted: March 16, 2018 | Comments Off on 10 Reasons Building a New Home Provides More Value

The clean slate of building a brand new home is certainly appealing. And, you might be surprised to learn that value is also on the side of the new home decision. Let’s unpack the specifics of new home value proposition as compared with existing home value proposition.

Single Family Home Photo• You did it your way. One of the best things about building is getting the finishes you want. Paint colors, appliance choices, countertops, flooring…when will it ever be exactly your choice in an existing home? Want a master bedroom on the first floor? Large his and hers walk-in closets? High ceilings and a luxurious master bath? Sitting room with a fireplace or French doors opening to the pool? Now is the time to decide what you want and include it in your new home build.

• Save your cash. When you’re building a new home, the extras are financed into your new mortgage. When you buy existing, you’re going to be coming up with another way—outside the mortgage—to finance upgrades, renovations and repairs.

• Energy savings. Investing in an energy-friendly home is likely to be a better long-term investment. New homes have a tighter-sealed building envelope that helps prevent conditioned air—cool air in the summer, warm air in the winter—from literally going out the window and through the cracks like in an existing home. This can be a huge cost savings for years and years of paying energy bills for the new homebuyer.

• Greater comfort and indoor air quality. Today’s new homes meet stringent energy standards and codes that weren’t required in the past. Your new home will have high-performance energy efficiency with state-of-the-art ventilation and air filtration. You’ll be more comfortable all year round and the air you breathe will be of much better quality compared with that of an existing home.

• Home warranty, no surprises. Many new homes come with a warranty which can save lots of money down the line. One new home owner put it this way: “I won’t have to replace a roof or air conditioner for at least a decade.” In a new home, warranties begin from the closing date. Appliances generally have a one-year builder’s warranty as well as a manufacturer’s warranty. The thought of getting a home where the major things are covered for anywhere from one year to 20 years gives most of us a lot of peace.

• Updated construction and safety codes. In an existing home, inspections often reveal structural, electrical, moisture and other significant issues. You want to be sure the home you move your family into is built to last to the latest construction and safety standards.

Open Concept Great Room, Dining Room and Kitchen• Environmentally up to date. Many new homes come with energy certifications covering everything from roofs to appliance packages, while often, existing homes were built to lower standards. As times change and technology advances, these innovations are folded into upgraded building and environmental codes.

• Fire safety. New homes often include fire safety features not present in homes built years ago. For example, today fire retardant is used in carpeting and in the home insulation.

• Financing. New home buyers may be able to take advantage of mortgage financing perks. Negotiating points, closing costs and buy-downs are factors to ask questions about to save money and get the best possible financing.

• A brand-new community. This may be one of the most overlooked benefits of buying new instead of existing. When families move in to a subdivision at the same time, lasting bonds of friendship and neighborliness can be formed right away. Everybody’s new and looking to make new friends. Plus, many new neighborhoods offer amenities like swimming pools, dog walking trails, neighborhood retail and restaurants that existing communities may not have.

When you’re ready to build, we’ll walk with you through every step of the process. Take a look at our home building process. We want you to have the home you’re dreaming of!

Choosing the Right Floor Plan for Your Family

Categories: Home Buying Guide | Posted: March 2, 2018 | Comments Off on Choosing the Right Floor Plan for Your Family

You walk in the front door of a home you’re thinking of buying…and you fall in love immediately. Or, you don’t like it at all. Sign the purchase contract or walk out the door?

Why not slow down for just a minute? Let’s look at four factors fundamental to choosing the right floor plan for your family in your next new home.

• Size and shape
Size should be your first consideration. Every family doesn’t need a huge house, just like every family won’t feel comfortable in a smaller two-bedroom home. Choosing a floor plan starts with how large a home fits your lifestyle. Assess how many bedrooms you’ll require for your children and how many bathrooms are enough for your family plus guests. Do you want all of the bedrooms on the same floor or separated for privacy? Do you want a formal dining room? How many living areas? What about outdoor spaces? If you’re building, don’t run the risk of over-building or under-building for the neighborhood. Letting size be the first driving factor will help narrow your decision-making process.

• Pros and cons
When children are younger, it’s great to have rooms that are open and connected so you can be fully present while still enjoying and using your home. But later on, you’ll want more separation for privacy for everybody. Right now, think about this and consider making a percentage of your ground floor open and a percentage with separated areas. Another example is the large windows that let in natural light but also increase energy cooling and heating costs. Think about the pros and cons—now and today—of the key factors of your new home.

• Style matters
You already have your own personal design style so choosing a floor plan that meets your needs is key. If you lean toward traditional with lots of separation or if you gravitate to contemporary openness, these are key factors that play out in your choices. What kind of furnishings and décor do you have now? Unless you’re going for a complete change, integrating your personal style and current possessions is a strong consideration. The home’s flow and color scheme are especially important in an open floor plan where the sight line continues. Don’t get wowed by the upgraded floors, countertops, and appliances—those things can always be added. Imagine the home completely bare bones, with only the layout as the key factor.

• Finally, do trust your instincts
That feeling you had when you walked in the door—trust it. Many of us instinctively know when the home feels like “us.” Take these instincts into consideration when you’re considering different floor plans. What does the house feel like? Do you want all of the bedrooms on the same floor or separated for privacy? Don’t be afraid to look at something different, but remember your gut reactions when making your final decision.

We have lots of great floor plans for you to choose from, ranging from townhomes to condos to single-family homes. There is something for everybody. Take a look under Floor Plans on our website menu.